Points Affecting Your Insurance In Mi

Jokerz2k5 · 05-10-2006, 05:08 PM

i just went 2 court.

i said i was denying it was my fault and i had a reason

1. the ticket was for 90 in 70 (I-75)

near BALDWIN ROAD

there is a bridge and a hill.

in front of me was a jeep on the right was a 16 wheeler and in the fast lane was 3 cars a durango,a crappy Grand am and another car. in the fast lane the cars were passing me and everyone in front of me slammed on their brakes. i was in the back of the pack of cars in the middle lane,

i told the Judge the COP clearly pulled me over because i have a red sports car and i was at the back of the pack.

The cop said he Scanned me THROUGH another car with his HAND LAZER

i asked to see the cop scanner he brought it to my car he turned it on THE FIRST NUMBER was at 75 then he said wait a minute ur number will come up it went for about a minute he stopped it at 90 and said here.

and the judge actually bought that load of crap

it was a 3 point ticket

anyone know how much ur insurance goes up for 3 points? i currently pay like 660 bucks for 6 months i just hope the insruace doesnt notice the points in my first ticket ever and im almost 19 =/

GrandAmGT1996 · 05-10-2006, 05:17 PM

I live in PA and orginally got nailed for 71 in a 40, went to court, got it lowered to a 50 in a 40 and ended up getting two points. That was in october of 2005, and my insurance company still has not said anything, or raised my costs. So I think as long as you dont adjust your insurance, get into an accident, basiclly just stay away from your insurance company and you should be fine

Jokerz2k5 · 05-10-2006, 05:18 PM

Quote:

Originally Posted by GrandAmGT1996

I live in PA and orginally got nailed for 71 in a 40, went to court, got it lowered to a 50 in a 40 and ended up getting two points. That was in october of 2005, and my insurance company still has not said anything, or raised my costs. So I think as long as you dont adjust your insurance, get into an accident, basiclly just stay away from your insurance company and you should be fine

thats what i heard and im hoping for.

b/c if it goes up i really am screwd.

nascarnate326 · 05-10-2006, 05:27 PM

I got in an accident and got a following too closley ticket (BS) and my insurance went up 1.50 cents. When i switched cars it went from 68 dollars a month(plpd) to 228, even though the ga was a few years newer. Bassicaly, dont get a ticket, and dont get in an accident. My mom got a 19 over ticket, and hers hasnt changed. She got the ticket in OCT. Good luck.

GrandAmGT1996 · 05-10-2006, 06:40 PM

Yeah my advice is to just lay low with your insurance company for the next two years (if your laws are similar). Here in PA you lose two points the first year, and 1 point after that...so if your laws are similar in MI you should have 0 points in two years.

GrandAmGT1996 · 05-10-2006, 06:43 PM

[quote=nascarnate326]When i switched cars it went from 68 dollars a month(plpd) to 228QUOTE]

Thats focking crazy. I think accidents are worse then driving violations though...not sure though. I'm defintily waiting to get my next vehicle (Hopefully '98 Mustang next spring

) either way though after hearing that.

xxbackhillxx · 05-10-2006, 06:43 PM

How does a Grand Am fall under the sports car category??

Jokerz2k5 · 05-10-2006, 06:43 PM

Quote:

Originally Posted by GrandAmGT1996

Yeah my advice is to just lay low with your insurance company for the next two years (if your laws are similar). Here in PA you lose two points the first year, and 1 point after that...so if your laws are similar in MI you should have 0 points in two years.

and where the hell would i look up that law at

GrandAmGT1996 · 05-10-2006, 06:52 PM

Quote:

Originally Posted by xxbackhillxx

How does a Grand Am fall under the sports car category??

Under insurance it isnt. However, IMO it is a "sporty looking car"

Quote:

Originally Posted by Jokerz2k5

and where the hell would i look up that law at

Umm...not exactly sure, go to your state website and search around there. I read it in the drivers manual that is given out at our school.

lironet · 05-10-2006, 06:56 PM

Quote:

Originally Posted by xxbackhillxx

How does a Grand Am fall under the sports car category??

RAM AIR!!!

95-GT · 05-11-2006, 05:26 AM

Quote:

Originally Posted by xxbackhillxx

How does a Grand Am fall under the sports car category??

I thought the same thing Tom.

Jokerz2k5 · 05-11-2006, 08:13 AM

Quote:

Originally Posted by 95-GT

I thought the same thing Tom.

b/c thats what the insurance calls it =]

xxbackhillxx · 05-11-2006, 08:26 AM

Sure it does

Jokerz2k5 · 05-11-2006, 08:28 AM

u r a dumb ass why would i lie about this

xxbackhillxx · 05-11-2006, 08:29 AM

I'm a dumbass? I never said you lied chief. I'm just making fun of the fact you think you drive a sports car.

Jokerz2k5 · 05-11-2006, 08:31 AM

i didnt say i think that.

i said thats what i said at court about the cop... maybe u should go back to 3rd grade and learn how to read =/

DumpsterDamon · 05-11-2006, 12:18 PM

that's not funny, tom has a glass eye``

2002GT · 05-11-2006, 12:52 PM

Quote:

Originally Posted by 95-GT

I thought the same thing Tom.

dude? come on? its been forever. i appreciate your willingness to help, but i would have gotten someone else to do it... can you put the banners back up? thanks

Ajaxus · 05-11-2006, 04:35 PM

this thread tickles me pink.

coupe · 05-12-2006, 05:26 AM

This is gay. You got a ticket, pay it, deal with the insurance going up, move on with life.

05-10-2006, 05:08 PM	#1
Jokerz2k5 User account under probation AKA: Don Join Date: Feb 2006 Location: Oakland County Michigan Age: 34 Posts: 264 Vehicle: Looking	Points Affecting Your Insurance In Mi i just went 2 court. i said i was denying it was my fault and i had a reason 1. the ticket was for 90 in 70 (I-75) near BALDWIN ROAD there is a bridge and a hill. in front of me was a jeep on the right was a 16 wheeler and in the fast lane was 3 cars a durango,a crappy Grand am and another car. in the fast lane the cars were passing me and everyone in front of me slammed on their brakes. i was in the back of the pack of cars in the middle lane, i told the Judge the COP clearly pulled me over because i have a red sports car and i was at the back of the pack. The cop said he Scanned me THROUGH another car with his HAND LAZER i asked to see the cop scanner he brought it to my car he turned it on THE FIRST NUMBER was at 75 then he said wait a minute ur number will come up it went for about a minute he stopped it at 90 and said here. and the judge actually bought that load of crap it was a 3 point ticket anyone know how much ur insurance goes up for 3 points? i currently pay like 660 bucks for 6 months i just hope the insruace doesnt notice the points in my first ticket ever and im almost 19 =/

05-10-2006, 05:27 PM	#4
nascarnate326 Honda CRF 450 AKA: Nathan Join Date: Jul 2005 Location: Grand Rapids, MI Age: 34 Posts: 1,188 Vehicle: 2004 Grand Prix GT	I got in an accident and got a following too closley ticket (BS) and my insurance went up 1.50 cents. When i switched cars it went from 68 dollars a month(plpd) to 228, even though the ga was a few years newer. Bassicaly, dont get a ticket, and dont get in an accident. My mom got a 19 over ticket, and hers hasnt changed. She got the ticket in OCT. Good luck. __________________ "We've got lots of letters from Windows users that say iTunes is their favorite program. Its like giving a glass of water to someone in hell" - Steve Jobs

05-12-2006, 05:26 AM	#20
coupe lick it AKA: Rand Join Date: May 2003 Location: Grand Rapids, Mi Age: 40 Posts: 7,347 Vehicle: 99 GAGT/96 Z71/05 R6	This is gay. You got a ticket, pay it, deal with the insurance going up, move on with life. __________________ CarDomain.com http://profile.myspace.com/index.cfm...endID=31690558 he has asserted his dominance over competing males with the loud masculine sound form his exaust system, Females searching for a potential mate will be driven away by weaker exaust systems and attracted to his SLP.

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05-11-2006, 08:28 AM	#14
Jokerz2k5 User account under probation AKA: Don Join Date: Feb 2006 Location: Oakland County Michigan Age: 34 Posts: 264 Vehicle: Looking	u r a dumb ass why would i lie about this

05-11-2006, 08:31 AM	#16
Jokerz2k5 User account under probation AKA: Don Join Date: Feb 2006 Location: Oakland County Michigan Age: 34 Posts: 264 Vehicle: Looking	i didnt say i think that. i said thats what i said at court about the cop... maybe u should go back to 3rd grade and learn how to read =/

05-11-2006, 12:18 PM	#17
DumpsterDamon toys! AKA: Kyle Join Date: Aug 2002 Location: Northville, MI Age: 36 Posts: 2,537 Vehicle: G35 Coupe	that's not funny, tom has a glass eye``