Because it put everyone in a tizzy

[SilverEcstasy]

Originally Posted by iceman

Hey, to each his own, if he's happy w/ the decision than more power to him. Greg and I and others were just trying to offer some sound financial advice based on personal past experiences that's all, take it or leave it, we won't say we told you so. No "hating" going on just trying some friendly advice, I wish I would have had it.

Agreed, same here.

[Ajaxus]

Originally Posted by crazypontiac03

Hate to break it to you, But umm 90% of American's are in Debt. I bet u can't find ten people on the street that dont owe on atleast something.

It isnt hard to be in debt today. Its called 3% raise's while Cost of living goes up 20-60%

You will always owe something to someone. Most American's have come to the conclusion to just live Happy and not worry about the Debt. You might as well be in debt and atleast be happy, live's to dam short to worry about who u owe. Make ur monthly payments have some sort of saving's and call it a day.



Yes He does live at home. Point?

wait, people get 3% raises? wtf, i only got a 2.5% this year

[crazypontiac03]

^^ Funny, U get the point.

[GregFarz78]

Originally Posted by crazypontiac03

Hate to break it to you, But umm 90% of American's are in Debt. I bet u can't find ten people on the street that dont owe on atleast something.

It isnt hard to be in debt today. Its called 3% raise's while Cost of living goes up 20-60%

You will always owe something to someone. Most American's have come to the conclusion to just live Happy and not worry about the Debt. You might as well be in debt and atleast be happy, live's to dam short to worry about who u owe. Make ur monthly payments have some sort of saving's and call it a day.

Yes He does live at home. Point?

That is the worst advice I've ever heard...yes theres always debt but you dont have to live up to your ears in it. We all want new cars I know I do but I'd rather just keep driving mine for another year or so with no payments, people would rather live at home and have a nice car instead of growing up and getting their own place and driving a slightly less cool car...whatever floats your boat

[kse73]

Originally Posted by crazypontiac03

Hate to break it to you, But umm 90% of American's are in Debt. I bet u can't find ten people on the street that dont owe on atleast something.

It isnt hard to be in debt today. Its called 3% raise's while Cost of living goes up 20-60%

You will always owe something to someone. Most American's have come to the conclusion to just live Happy and not worry about the Debt. You might as well be in debt and atleast be happy, live's to dam short to worry about who u owe. Make ur monthly payments have some sort of saving's and call it a day.



Yes He does live at home. Point?

Seems like a good idea at the time. Just wait until you're trying to help pay for your children's educations but you cant get a loan because of outstanding debt.

Yea, I have more debt than a years income right now w/ my car + school... but thats no reason to say, Aww **** it... and rack up more.

[SilverEcstasy]

Originally Posted by GregFarz78

That is the worst advice I've ever heard...yes theres always debt but you dont have to live up to your ears in it. We all want new cars I know I do but I'd rather just keep driving mine for another year or so with no payments, people would rather live at home and have a nice car instead of growing up and getting their own place and driving a slightly less cool car...whatever floats your boat

Yeah I have to agree with Greg. Back in the day, my car payment wasn't too much of an issue with the job I had. Now that I've changed jobs, it's still not much of an issue but more so I realize that it's absorbing more of my funds than I'd like it to, not to mention holding me back in moving forward with other things in life. Granted, I couldn't have predicted this happening, but I could have atleast prepared for it better. By not allowing my purchase in general to consume so much $ consistently or force me to stay in a stressed position I was in for so long.

[notsoaveragej0e]

Originally Posted by crazypontiac03

Hate to break it to you, But umm 90% of American's are in Debt. I bet u can't find ten people on the street that dont owe on atleast something.

It isnt hard to be in debt today. Its called 3% raise's while Cost of living goes up 20-60%

You will always owe something to someone. Most American's have come to the conclusion to just live Happy and not worry about the Debt. You might as well be in debt and atleast be happy, live's to dam short to worry about who u owe. Make ur monthly payments have some sort of saving's and call it a day.



Yes He does live at home. Point?

Like everyone else said, the ends don't justify the means; and just cause it's popular, doesn't mean its right. Why perpetuate the cycle? I save every dime I can, and I don't mod my cars anymore until I have a substantial disposable income to do so.

[kse73]

Originally Posted by notsoaveragej0e

I don't mod my cars anymore until I have a substantial disposable income to do so.

Me neither

[SilverEcstasy]

Originally Posted by notsoaveragej0e

I don't mod my cars anymore until I have a substantial disposable income to do so.

The hard thing is, mods were more than a spending of money, it was the craft involved in installation and fabricating something, and the idea of a project or a puzzle. Our hobby that we love so much.

Unfortunately, those projects are super costly because mods almost never return a profit. Whether in the installed car or uninstalled, you will never get your money back on an exhaust or anything.

Thats why I've tried to focus on small things I can do to make the car my own without spending a grand on one item.

[notsoaveragej0e]

Originally Posted by SilverEcstasy

The hard thing is, mods were more than a spending of money, it was the craft involved in installation and fabricating something, and the idea of a project or a puzzle. Our hobby that we love so much.

Unfortunately, those projects are super costly because mods almost never return a profit. Whether in the installed car or uninstalled, you will never get your money back on an exhaust or anything.

Thats why I've tried to focus on small things I can do to make the car my own without spending a grand on one item.

Exactly, and unless it is a car I know I will keep for a long time, like a Camaro, Corvette, etc, there is simply no sense in dropping mad money on it when I know there is no chance for a return on my investment. After I parted out my GA, I probably walked with 50-60% of what I paid for the mods which were less than a year old

[crazypontiac03]

It wasnt advice, just telling you the way it is and the way people think. Regardless of what i think, As long as he is happy with the Miata, Then thats all the matter's.

[5-lO]

Thank you, and I will be. Going to go test drive a particular 05 (6k miles) Thursday with intent to pick up next Thursday, as a birthday gift to myself.

[SilverEcstasy]

Hey Jon, what's up with the Mazda 6? I wouldn't mind considering that as well before my final decision. Looks like a pretty fun car, but the thing is next year's model is right around the corner with more hp. It's almost like i'd still be better off with the CX-7.

[5-lO]

Originally Posted by SilverEcstasy

Hey Jon, what's up with the Mazda 6? I wouldn't mind considering that as well before my final decision. Looks like a pretty fun car, but the thing is next year's model is right around the corner with more hp. It's almost like i'd still be better off with the CX-7.

To be honest the current 6 isnt that great. The engines have oiling issues, its a full on Ford motor. Id stick with the CX-7. But at the same point, I would toy with the idea of looking for an unsold 2006 MS6. You can get into a sport cheaper than you can a CX7 Sport AWD, it will be more fun, consume the same amount of gas.

Look at Texas dealers, rumor has it that there is a dealer super-store with 50+ unsold 2006 units. I think you can get into a no-option Sprt for about 24,500 with S-plan ... plus there are even more rebates out this month, as well as Mazda American Credit has a 1.9/2.9/3.9/4.9 intrest plan out on 36/48/60/72month loans.

[SilverEcstasy]

Well i'm leasin, i'm not buyin. This is to tie me over and keep payments as low as physically possible.

They won't lease 06 MS6's will they. I know the Sport FWD CX-7 is $249.99 lease right now, but I can get S-Plan ontop of that. I'm pretty sure I could get a AWD Sport with Bose for $275 a month tops.

[5-lO]

You may be able to get a lease... that Im not sure about, I know the Mazda 6 can lease for pretty cheap as well... and if your leasing, then the oiling issues on the 6 hould be of no concern.

[SilverEcstasy]

The only thing that's really been brought up is that it has the least amount of hp among the competitors. I personally think the sedan looks sexy as hell. I really wanted to stick with an Auto, but I know I was really impressed with how smooth the RX-8's manual tranny was when I test drove it two years ago. So I may consider test driving the MS6 first before I made a decision.

[timberwoof]

Why not look into the MS3? Or are there not that many out there?

[SilverEcstasy]

There's tons, but I was tryin to avoid getting another manual. For a number of reasons.

[5-lO]

You cannot lease an MS3... to low of production numbers... to easy to make revenue